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Unleashing the Wild Card for mobile payment

  • Mastooreh Salajegheh
  • , Bodhi Priyantha
  • , Jie Liu
  • University of Virginia
  • Microsoft USA

Research output: Chapter in Book/Report/Conference proceedingConference contributionpeer-review

Abstract

Mobile wallets promise a future where users do not need to carry physical payment cards. However, the slow adoption of contactless point of sales (POS) terminals by merchants limits the potential of Near-Field Communication (NFC) based payment devices. In this paper, we present Wild Card, a secure and backward compatible solution for making mobile payments at conventional magnetic stripe based POS terminals. Our solution resembles a traditional credit card in its physical dimensions and stays in the phone case. It can be programmatically set by an NFC-enabled mobile phone to any card number that the user owns. The key technologies that enable Wild Card are a fully programmable magnetic stripe, an energy harvesting system that allows the card to be charged and programmed by the phone through NFC, and a security mechanism that makes card information resilient to attacks on mobile devices. With a prototype, we evaluate the feasibility of Wild Card in terms of functionality and energy budget.

Original languageEnglish
Title of host publication2014 IEEE International Conference on Pervasive Computing and Communications, PerCom 2014
PublisherIEEE Computer Society
Pages121-129
Number of pages9
ISBN (Print)9781479934454
DOIs
StatePublished - 2014
Externally publishedYes
Event12th IEEE International Conference on Pervasive Computing and Communications, PerCom 2014 - Budapest, Hungary
Duration: 24 Mar 201428 Mar 2014

Publication series

Name2014 IEEE International Conference on Pervasive Computing and Communications, PerCom 2014

Conference

Conference12th IEEE International Conference on Pervasive Computing and Communications, PerCom 2014
Country/TerritoryHungary
CityBudapest
Period24/03/1428/03/14

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