区块链技术在金融方向应用的发展及展望

Blockchain is a kind of value peer-to-peer network that uses distributed database to exchange, disseminate and record information. With its rapid development, it has attracted high attention from national departments, financial institutions, technology enterprises, capital markets and investors. The decentralization, transparency, non-tampering and other characteristics of blockchain technology make the transfer of value no longer require the central trust institution to endorse. These characteristics deserve the high attention of the financial industry. And apply its architecture to transform existing types such as information asymmetry defects and problems with data authenticity. This paper analyzes legal currency, cross-border payment, digital bills, supply chain finance and securities trading in detail by deconstructing the core elements of the blockchain and combining with the current the latest research results and application. Blockchain is introduced for restore trust in the financial sector, blockchain technology is discussed in the current application and future development trend, we hope this work can provide helpful guidance and reference for future related research.